Secure Your Legacy
Why Everyone Needs a Will
What Is a Will?
A will is a legal document that outlines your wishes for your assets and sets out who should manage them after your death. It also allows you to appoint guardians for your children and ensure the right people benefit from your estate.
Who Needs a Will?
The short answer? Almost everyone. If you’re in any of these situations, having a will is essential:
Non-married couples: Without a will, your partner won’t automatically inherit your estate.
Parents: Ensure your children are cared for and your assets go to the right people.
Separated spouses: If you’re legally married but separated, your spouse could still inherit unless you revise your will.
Homeowners or business owners: Protect your property and other significant assets.
Why Should I Have a Will?
A will gives you control over:
- Who inherits your assets.
- Who manages your estate as an executor.
- Guardianship of your children under 18.
Without one, the law decides—often leading to unintended outcomes, like partners or stepchildren being excluded.
What Happens Without a Will?
If you die without a will, your estate is divided according to the rules of intestacy, which may not align with your wishes. For example:
- Unmarried partners and stepchildren don’t inherit.
- Your children could enter the care system if no guardian is appointed.
Where Should I Store My Will?
Your will must be stored safely. Damage, loss, or tampering can render it invalid. Many solicitors offer secure storage as part of their service.
Can I Write My Own Will?
While anyone can legally write a will, mistakes in wording or structure can lead to costly legal issues or disputes. Professional guidance ensures your will is clear, valid, and aligned with your wishes.
What Does It Cost to Write a Will?
The cost depends on your circumstances, the complexity of your estate, and whether trusts or tax planning are involved. We can guide you through the options to find what suits you best.
How Can Mellow Financial Help?
We offer a straightforward will writing service and collaborate with solicitors for more complex needs, such as trusts or tax advice. During your appointment, we’ll:
- Discuss your circumstances and wishes.
- Provide tailored advice.
- Help you put everything in place to ensure your loved ones are cared for.
Take Control of Your Future
Having a will in place brings peace of mind, knowing your loved ones and assets are protected.
Contact Mellow Financial today to start the conversation. It’s easier than you think.
Disclaimer: Will writing is not regulated by the Financial Conduct Authority.
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Don't leave the future of your loved ones to chance. Speak with Mellow Financial to get expert advice and start planning your will today.
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Meet The Advisers
Mellow Financial Ltd is registered with the Data Protection Act 1998 registration No. ZB649453 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1011568 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Think carefully before securing debts against your home. Your home may be re possessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.