We offer a wide range of specialist mortgages for those with a more complex situation.
The high street lenders do a pretty good job for vanilla applications. However, they are not able to advise you what’s best for you and neither can they normally help if your case isn’t vanilla. They will offer a range of products and give you the options to choose from.
It’s no surprise that over 80% of applications are via mortgage advisers who can source a lender quickly based on your circumstances and advise you on what’s best for you.

We have access to specialist lenders who are able to help clients that would otherwise be turned down by the high street lenders. If you have impaired credit, complex incomes, recently self employed or some other specialist requirement.
People live busy lives and don’t generally have the time to make half a dozen appointments repeating the same things many times only to be refused. Using a mortgage adviser saves you time and effort.
Our Specialist Mortgage Services
Explore our extensive array of specialist mortgage services.
Why Customers use Mellow Financial...
Unbiased Expertise
As independent, whole-of-market advisers, we search every option to find the perfect mortgage for you—no bank bias, just your best interests.
Tailored Solutions
Your situation is unique, and so is our approach. We work tirelessly to craft mortgage solutions designed specifically for your needs.
Ultimate Convenience
Skip the travel and meet us remotely, whether you’re at home or the office, expert advice is just a click away.
Protection You Can Trust
Beyond mortgages, we offer comprehensive protection advice to ensure your future is as secure as your dream home.
Meet The Advisers
Mellow Financial Ltd is registered with the Data Protection Act 1998 registration No. ZB649453 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1011568 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Think carefully before securing debts against your home. Your home may be re possessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.